The value generator in commercial is the lease or use of the building.  

With a 7% interest rate and high HOA fees, the key is evaluating if your skills and investments can generate higher returns elsewhere.

It’s worth exploring Tacoma if you’re open to expanding your search radius, as it’s a growing market with solid upside potential.Your long-term goal of transitioning to buy-and-hold investments is a great way to generate passive income and build long-term wealth.

If not, understand the risk of taking equity to generate more equity based off your ROI.

Quote from @Zachary Kessler: Hello all I’m currently hacking my house that has an ADU dwelling that generates income, I bought this property intending to leave and rent the house that I currently reside in (2 bed 1 bath) I currently have a very good interest rate locked in here from 2022 that I don’t want to lose or have my mortgage called due from leaving here, I live here for very cheap with the income from the ADU.

i am thinking in setting up an Air AI, for called calling leads and lead generation. was wondering if someone has been using it here and have any feedbacks? 

Typically, if they can make it work as an STR they go that route because it almost always generates the most revenue.

I'm looking into various cold calling companies to help generate leads.

It will help a lot if you understand accounting and how the statements are actually generated.

Today, that building generates enough passive income to cover his annual retirement contributions.You mentioned taking the 10% penalty, which I’d only recommend as a last resort.