He owns a 4 unit property in LA and wants to convert the 2 car garage into an ADU.

For added context, currently renting, no debt (aside from a car loan with about 25k left).

If so, you can add package upsells automatically through your property management software (e.g.

It automatically needs to be reported to Vrbo, not after waiting 8 hours to see if they respond. 

Chances are they are paying others who are not as accommodating as you (amazing how people will make those car payments while jeopardizing their homes) - and it's time for them to move on to housing they can afford and to a tenant that does not require you to subsidize them.  

The longest terms our plans provide to pay back the money is 5 years and the payments get made automatically through payroll deduction. 

Can they automatically re-new, if so, how do those projections work financially.5. 

A mentor of mine told me never to purchase a property without off-street parking because he always thought he got better tenants when they had cars.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

Once you take over a property as an owner occupant, if it is a single family or condo you can live in it for 1 year and that automatically exempts your unit from rent control.