This requires union tribune subscription, but many San Diegans have that subscription  https://www.sandiegouniontribune.com/2024/12/16/home-flippin...To summarize, average purchase price was $760k, average sale $915k.  

I put a new build under contract early this month, and are now working on the loan with a credit union.

I've reached out to the gentleman that owns the large PM group in the area to see if he knows of any smaller PM that I can connect with and I also messaged my credit union to find out what my best options would be.

This often means a smaller down payment and lower monthly payments compared to a traditional bank loan, especially since the seller may not be tied to the high interest rates banks are offering.Another option is a land loan from a local credit union or bank.

Credit unions or smaller regional banks might be a better fit.

University federal credit union 

I have refinanced those to 85% loan to value with a credit union and got over 10% back out which was about 200K. 

Quote from @Daljit Singh: Hi BP, I am currently house hacking a duplex in Union City, NJ, and unfortunately, the tenant stopped paying rent a few months ago. 

I am currently looking for a small local bank or credit union that issues lines of credit collateralized with investment property.

Make sure you have the right property insurance while the property is being worked on and an investor friendly lender or local credit union can help you refinance or get a HELOC.To Your Success!