Feel free to reach out, I'm happy to chat and discuss options :) 

They don't allow auto payments or automatically add late fees, and tenants would have the option to pull their payment back, which is not ideal.

The endless pointless meetings, pretending to care about company wide announcements, having to sell products that I didn’t find valuable at all.

The advice I would give as a lender are these few options if you both are on mortgage.

Focus on understanding the rental market, conducting thorough property inspections, and leveraging owner-occupied financing options like FHA loans.

@Cole Starin sometimes it makes sense to sell the WORST property in your portfolio.Another option is why do a LOC on the duplex, when you could just do a $100k cashout refi to pay off all your debt AND keep the property?

Willing to exhaust all options as this is a big fish. 

They won't always be upfront about this with you but if know they're selling because they want to retire, that opens you up to different options vs if they're an investor just selling for profit.

There are just too many options available to go directly to the supplier!

In other words, an IRR calculation.Have you ever considered doing lease options?