Hi Cecil,We're based in Redding as well and operate Authority Property Management.

The American Dream is alive and well in this country but you have to make it.  

They had carpeted the bedrooms and common areas, and the living room was still original wood...well I decided to pull up the old carpet and lo and behold - original wood in pristine condition.

All depends on a lot of things.No experience with or have ever heard of that lender, but I will look into them as well. 

These homes are what most people picture as “home” and lend themselves well to coliving strategies.

Interested as well.

These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

Also lender and banks should have confirmation during purchase as well as appraiser 

With that said, I've done some research on the market and found the following information helpful in my considerations for Phoenix that you might find helpful as well:  Demand for both buying and renting property remains high due to the city's strong economy and growing population. 

(Unless it was a rental, then you have to pay depreciation recapture as well, usually at 25%.)