This is specific to this, I have the detailed 411 on this, including full background on seller, why selling, how things have gone, maintenance history and recent updates/upgrades such as the newer roof, HVAC etc etc etc... 

Without too much detail I had to quit my W2 job 2 years ago to care for my disabled son and my wife is still working.

On the surface, the deal seems appealing, but there's a catch: the asking price is $475,000, which is about 18% over the market value (based on comps and DealCheck estimates around $402,000).Details of the DealProperty: Duplex, 2,400 sq. ft., Purchase Price: $475,000 ($197.9/sq. ft.).Estimated Market Value: $402,000 ($168/sq. ft.).Financing Terms: 2% interest rate, with a 9-year balloon.Unit B Income: $2,049/month (Section 8 tenant through November 2025).Unit A Income Potential: Similar rent or higher; Section 8 cap for the area is $3,234/month.Monthly Loan Payment (P+I): $1,386.Cash Flow Breakdown (if both units are rented at $2,049/month):Gross Rent: $4,098/month.Vacancy (10%): $410/month.Operating Expenses (37.3%): $1,376/month.Net Cash Flow: $943/month.Key QuestionsWould you be comfortable paying an 18% premium for financing at 2%, especially in a market where current mortgage rates are closer to 7%?

Did you have specific questions? 

Can someone explain the details of selling a house to a child?

i'm trying to stay patient.i know this reply wasn't specific to LV but hopefully it helped. 

It would help if you could be a little more specific about what you want to learn.1.

Aside all that, as others mentioned, you didn't lend enough info to give any specific answer to your specific situation.

Let me know if you’d like specific product suggestions—I’d be happy to help! 

Specifically, I suspect saving on housing (and food?)