Obviously I'm not super familiar with all the laws and regulations in your area but what I love about house hacking is it can be as creative as you want it to be. 

Request data on default rates and how they handle defaults.Check Licensing and Regulation:Ensure the firm is properly licensed and regulated by the appropriate state or federal authorities.Confirm their compliance with all relevant lending laws and regulations.Assess Financial Stability:Review the firm’s financial statements and balance sheets.

I'm diving into the world of short term rentals and looking for some advice on the best ways to research local regulations in different towns and cities within a state.

Understand the rules and regulations of the area you're investing in and how you can rent.

It restricts the collector from disclosing the borrower's debt details to anyone except the borrower, their spouse, or their attorney.Gramm-Leach-Bliley Act (GLBA): This federal law mandates financial institutions to protect customer privacy.Fair Credit Reporting Act (FCRA): This law regulates how credit reporting agencies handle borrower information.

Plus as we all know, more cities all over are pushing for more regulations & limits.

Oceanside and San Diego are both great markets but you have to maneuver the local regulations.

When deciding between managing your own property or hiring a professional service, consider these key factors: your available time and expertise, knowledge of local regulations, property scale and location, access to reliable maintenance resources, tenant management capabilities, financial implications, emergency responsiveness, and personal preference for hands-on versus delegated management.

Every county and city has their own unique provisions and regulations when it comes to landlord/tenant disputes.

To choose the best rental strategy, research local regulations, lifestyle preferences, market demand, and property features.