Also to note my brother is a journeyman plumber who is willing to help on any plumbing repairs should they come up.Financial ConsiderationsThe numbers look good using the BiggerPockets calculator, but I have concerns about our ability to pull off a BRRRR strategy due to cash reserves and DTI constraints.

In Austin, I know Horizon Bank has been open to more creative financing strategies too, so it’s worth checking with them.One thing to keep in mind is that the terms can vary wildly depending on the institution, so I always recommend reaching out to a financial advisor who’s well-versed in life insurance-backed loans before pulling the trigger.

. ;) The bottom line: it's their website and they pull the strings.

Over the past three years, I’ve been using most of the major off-market techniques.One standout method has always been pulling data and feeding it into a call center to generate off-market leads.

Over the past three years, I've been using most of the major off-market techniques.A standout method is always pulling data and feeding it into a call center to generate off-market leads.

They also offer services such as skip tracing, a dialer, property list pulling, & the sms service all integrated into one system.

Always ask for an LE and a rate sheet if the lender can provide it without pulling your credit.

We might see new investors looking to take advantage and some pulling out. 

You may have better luck with a cash out refinance, which would allow you to pull equity from the property by replacing the existing mortgage with a new one.

If you use any of the major mailhouse services, like Yellow Letter HQ (a service I can personally vouch for), they offer a variety of templates and even provide text suggestions.A smart way to analyze this strategy is by observing people in your local market who use mailers and identifying what works or doesn’t work for them.The simplest and most effective way to test this approach is to pull a hyper-targeted list of distressed homeowners and run a small-budget mailer campaign.Hope this helps!