I am not familiar with this approach.Thank youReally it is purely psychological for the seller. 

The people I'm talking about are not learning disabled in human psychology's understand of learning disorders, they just suck at self-learning.

I graduated from college in 2016 from State University of New York at Albany (SUNY Albany) with a double Bachelor's degree in Economics and Psychology.

@Nick Rutkowski if there are aliens who sell the land, I would study extraterrestrial creature psychology and see how we can motivate them, and turn them into "motivated sellers".

Well when you get right down to it most small businesses fail, So I don’t think you need too many generational explanations for the failure.And SO much of the “I want to get into real estate for financial freedom” is just self- help psychology using real estate words...there really isn’t a business plan there

It is a psychology principal that people prefer their losses or costs to be one large number instead of several smaller ones even if they add up to be the same. 

I'll tell you that your plan is economically possible, certainly, but the psychology of it is going to be devastatingly difficult to handle.1.

My psychology battle is wanting to pay it down NOW!

I graduated with a psychology degree with a minor in economics and had no job lined up after graduation.

Some psychological factors of seller financing vs. refinance: a) seller is exhausted with being landlord and simply does not want to manage tenants/maintenance/hassle of taking out a new loan and therefore still being landlord at the end of the process.