In the end I went for it because hey it's just $20 and I am looking for ways to take action and step up commitment as a beginner investor.

It's important to choose that one and commit to using it.

No roi is worth committing occupancy fraudQuote from @Nicholas DiSanti: @Jason Wray Thanks for the response - this is a portfolio add to my partner and I's holding LLC.

Before you commit to a DSCR loan, make sure you fully analyze your financial and cash flow situation.

I’d look at it another way figure out where you want to live and than figure out if house hacking is a way to afford that area and if you have a long term plan to afford that place with at most one roommate, you will find it hard to break even much less make money house hacking anywhere in the region so may as well buy in a place you want to be long term, if your not ready to commit at least medium term, rent.

To be a successful land lording is a big commitment and you got to give it your best shot.

You need to review the mortgage and title commitment for what parcels and legal description are included in the mortgage you took out.

So just have your 'spidey senses' about you and really think long and hard before you to commit to anything that is super expensive where the return could be marginal.From a tax perspective, you are bound by the rules of the IRS.  

I had a conversation once with a very smart Dr. who stated that this concept does not exist in all cultures and was/is more prevalent in certain cultures in centuries past.

It's important to choose that one and commit to using it.