Thanks, Collin for the detailed explanation.

Would you mind sharing any details about your townhouse?

If you want more information, p.m. me and I can give you a lot more details.

Overall, looking back now, I admit my emotions were played and took the bait (got to as far as putting my contact details on paper but no bank details or signing anything) but stopped because couldn't afford it.

Lacks detail though. 

Specifically I now track month end account balances, maintenance expenses and have a detailed list at my fingertips of the tenants that are late on their rents.

That could be a key detail if something happens.

Zach is a good listener, communicates clearly, and was patient as I detailed the issues I've encountered over the last year.

My financial situation is somewhat unique, so I’m sharing the details below in case anyone can provide guidance.1.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.