The medical care on the tiny island was pathetic and I was having to drive 2 hours away to my appointments.

(a) It is an affirmative defense for a natural person who is a defendant in a civil action brought under Section 891, or a criminal action brought under Section 892, if all of the following occurred: (1) The defendant used the rental revenue due but not paid to holders of mortgages or deeds of trust to make payments to any of the following: (A) Health care providers, as defined in paragraph (2) of subdivision (c) of Section 6146 of the Business and Professions Code, for the unforeseen and necessary medical treatment of the defendant or his or her spouse, parents, or children.

Nc Mark,I have a friend that does data analysis for the prison system here in California.Recidivism rate is 80-90 % depending on who you ask.70k per inmate PLUS medical costs, (this information is a few years old) in a system where hepatitis.AIDS and TB are rampant.90 some percent of people in prison in California at least, are there for drug related crimes with the attendant drain on court systems, social services etc. tTe cost is staggering and has absolutely no effect on the use of drugs.The largest cash crop in California is green and smells like skunks but it is completely untaxed.

Actually a better question is: why are many commercial RE investors currently gravitating towards apartments and medical offices?

Not a fan of office unless medical office.

My husband and I decided to start the business when unexpected medical expenses derailed our early retirement plans.

She must have left her medications back in NY. 

Maybe you find that less money is coming in but also a lot less money is going out, no car payment, no insurance payment, all my medical care and medicines are covered by the VA for me , being a veteran, my house is paid off so no more rent or house payment to make.

I reduce my wage income through contributions to various retirement vehicles including a deductible Employer match (30K+ currently) and medical savings accounts (although that is only a modest tax savings), but I am not counting on too much more than that to directly reduce my wage income.

Or maybe she needs a lump sum for unexpected medical expenses.