You can invest in both CA and out of state and experience what works better for you and your lifestyle and goals. 

I know Dan Deppen and Chris Seveney both have membership style organizations.  

These items will vary from DSCR Lender to DSCR Lender and can also be determined by things like your credit score, property type and its DSCR ratio, etc.  3% origination cost is very high for DSCR as well unless you are essentially "buying down" the interest rate quite a bit (trading fees for a much lower rate over the life of the loan)I have also been told by multiple people that I should create an LLC or Trust.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.

Don't make your life more complicated than it has to be.

The culture in our office is very supportive and promotes work/life balance, while still being competitive.

I have posted my closings, my personal life ( piano, dogs, etc), and reviews that I have.

Having lived in Southern California my whole life, I live in a bubble and am not aware of the flipping market outside of my backyard.

Should match many different styles. 

If you have never done this as a full time business I will throw caution to the wind it is not as easy or as profitable as online forums make it out to be, and if you need money for living this probably is not going to sustain your lifestyle for the first several years.