My wife and I purchased our first-ever home in Viera, FL (on the Space Coast) for $430k back in Oct 2022 with 10% down using a 5/1 4.5% ARM.

If you ever decide to add more, starting now will make your life way easier going forward.

Do you ever change your mind mid-project?

Taxes going up though, but as my accountant says...the good news is your assets and income are worth more this year.Did you ever buy a place in Oregan?

I made the transition to midterm rentals and it was the best decision I ever made.

@Randall Ayers did you ever get back in contact with next-financing?

We have been swept by the influencers touting the benefits of cost seg, so we are wondering how come nobody ever mentioned that it might not fully appy during the first year in service.You relied on two almost equally awful sources of information: influencers and IRS publications.

Look, were talking Commercial Real Estate now and that is a completely different universe from what 97% on BP know or ever speak of.

Quote from @Andrea Lee: Hi all,I'm set to close on my first property ever next week in Cleveland Ohio.

Cash flow from investment properties is icing to me, not a replacement ever.