Police drive by occasionally and see 3-4 people standing outside smoking. 

Some grow too fast and discover they've built a full-time job for themselves.Growth can also include improving cash flow, increasing property value, or optimizing operations.

STR and MTR are basically full time jobs when you're booked.

Seems like you have done a good job.

I thought it would be funny to cite his book and then do an outrageously bad job of asking. 

If you’re looking for a more full time job I’d consider that.

We wanted a better DTI.Then we slapped a large heloc on it as an opportunity fund right before my wife quit her job for good.I would save the cash. 

I have seen and heard many times over the years, "yea the Bank just wants to foreclose so they can reinvest that money in a higher interest loan" that is BS.Let me ask you this, if you worked for a Servicer and you went to your boss and told them, "hey Boss I am going to foreclose on a bunch of preforming loans", how long do you this you would keep your job?

I also listen to his podcast occasionally and he seems to understand the REI business quite well. 

You will eventually have an issue but if you do a good job it will be few and far between.