I have recently switched my insurance from home owners to landlord policy.

@Jordan Kaylor @Jeanette Land    Seasoning requirement is a industry term for waiting period.

Health insurance payments, Health savings account lots of options. 

Calculating these losses involves documenting the fair market value of the property before and after the disaster, adjusted for any insurance or other reimbursements.

I recognize how much work is needed to succeed in this industry, and thanks to the US Army working hard has never been an issue for me.

Also, this would only remove the mortgage debt itself from your DTI if it was to work; you would still be hit with a liability for the annual taxes, insurance, and HOA fees (but also receive the benefit of the rental income).

Hey BP,I know this question has been asked often, but I've been struggling trying to find an investor-friendly insurance company.

We are now appealing a denied claim with the insurance company.

You might try corporate housing by owner, or try getting in contact with some insurance companies for replacement housing, or traveling work-crews, etc. 

Florida and Gulf Coast insurance should be a concern.