I’m interested in understanding if a smaller down payment might be viable, or if 25% is generally the best approach to maintain a strong financial foundation.Thanks again for all the valuable information—this has been very helpful.Best regards,Liam 

The downside to this approach is that it can be time consuming and tedious to find exactly what you’re looking for.

Utlimate goal is to maintain a healthy leverage on the rental property.

I’m curious about the pros and cons you’ve found with each approach, especially here in Colorado.

I'll point out @Brian Burke as one of those who really had a healthy fear of the market, stopped buying, and got out. 

This approach allows for continuous growth and wealth accumulation.

Have there been subtle approaches that worked for you?

This approach can turn challenges into opportunities.Good luck!

You have a very good balanced approach to getting started and it's great you are prepping for the future.

Both approaches can be effective, but they come with different sets of considerations.Turnkey properties are often a safer choice, especially for those just starting out.