In my rental agreement (lawyer reviewed and approved) it specifically says no smoking or vaping within 20ft of the building and all butts must be left in a coffee can with sand in the bottom and one is already provided in the "smoking area".Explanations are given for allergies, health, and second hand smoke etc. etc.I've not had any issues yet.

First official post to the forum; my name is Brendan and I live in Southern Ohio!

My official representative was Robert Moran, and he has not returned an email to me in over a month.

How loan officiers can pay Referral Fee to realtors in a legal way, and NOT as kick back?

However, two things that are a big unknown and was wondering if this would automatically disqualify me... 1) I had a foreclosure on a condo that finalized in Feb 2019, so more than 5 years ago. 2) I work for myself and been doing this officially for 1 year only (prior to that I had a high W2 job).

If an expert doesn’t weigh in and you aren’t excited about paying someone else to list it I would certainly get an official opinion by your CPA but even that isn’t a guarantee.

If you invest in an area with local officials who think criminals are victims of society, you can't expect much help from the government.

Then when everything with my health was finally normal, my daughter graduated high school and went on to graduate college with top honors. 

Another question if you are not satisfied with an insurance company is there an official organisation you can approach. 

Just pulling something from the internet (don't trust everything you see so take this with a grain of salt I'm not a lawyer): "If the building in question isn't officially designated as an SRO or hotel, it is illegal for landlords to rent individual rooms to tenants for a number of reasons, including that it could allow landlords to evade the maximum rent permitted by the Rent Stabilization Law and Code."