I tell them to sign if they want to extend and remind them if they don’t agree with new terms they must give notice by x date or those terms go into effect.

At the same time, it might be more cost effective to install coin op to lower laundry usage overall and add a bit to my water bill.

Down payment, credit score, and pre-payment penalty (on DSCR loans)  effect the interest rate and the cost of the loan a great deal.

If done this way, the investor could use this as a powerful tax strategy to spread the taxable event over years, lowering the effective tax rate faced from the taxable events.I have heard professionals compare it to an installment agreement, but with more control.

The trust would likely go into effect after your death and then would require filing of its own tax return and things of that nature.

Are there less expensive ways to get access that are still effective? 

I recognize that I don't know enough to be truly effective in my REI.  

I personally fired my public adjustor - it's a long story - but I was capable and better able to advocate for myself better than a public adjustor could.

If I felt that way, I wouldn't make the agreement to begin with and I work hard to communicate clearly, calmly, and effectively to keep it from getting to that point.I am also open to compromise as my lease offers me protections that I may not need to exercise in all situations to get a fair outcome. 

(PMI effectively raises your mortgage APR and is no longer a tax deduction on a primary residence.)If you really want to invest, what short-term sacrifices are you willing to make?