At present, I do not have full access to MLS data, though I do intend to obtain my real estate license in the near future.

A handy search bar in the upper right makes it easy to find previous discussions, blogs, podcasts, and other resources.

I will say, services are much easier to obtain in the metro vs vacation market. 

If the change has occurred and buyers are now doing this, surprised not discussed more  You as the buyer is paying for the agents commission one way or another , either by a higher sales price , or by cutting a check to your agent . 

Not many folks on here discussing this approach.How has this method been working in the current RE market?

Fix-and-flip or builder’s risk insurance should be in place before work begins, and confirm your contractor obtains all necessary permits to avoid delays.

I invite my clients to meet with me at quarterly to discuss their investment goals and strategies to grow their portfolios. 

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

The way the guidelines are written is that you have to intend to occupy the property as your primary residence when obtaining the loan, and this is generally demonstrated when you live in the property for at least one year.

I am in early discussions with sellers about a seller finance deal near Portland, OR.