@Jeffrey Hotz, Last June, my wife and I attended a discovery day meeting in Dallas.  

They can also suggest various credit cards where you are likely to get approved as opposed to getting denied (I remember about 25 years ago, I was in college and received a pre-approval letter like the one above from Discover - I sent in the application and was subsequently denied).  

Albert Einstein called the magic of compounding interest his greatest mathematical discovery ever.If you begin to save for retirement in a 401k or Roth IRA at an early age, you will be fine.I started when I was 22, straight out of college.

It would take another major North American discovery to change this at this point.

After search and discovery on behalf of our investors, we have found that this is not true.

When it is serious, discovery will follow the trail backwards to the person who made the decision and anonymity will strip away leaving only the question of negligence and liability. 

I believe Nicaragua still has some areas in the lessor stages of discovery.

Investigation and discovery is continuing but scenarios like these can be seen taking place in the ten (10) tax liens mentioned herein.

Is it from the time of discovery or closing?

You don't know what you don't know and time for discovery is prudent and fair.