@Jim RivellIf it wasn't recorded, get the docs back and/or have a letter, probably notarized, saying the debt is satified.If it was recorded, you'll need a lien release/discharge (or deed of trust release) signed and recorded by your family member recorded after you've paid them back. 

Here are a list of things you should probably be checking quarterly to maintain a good safe unit that also appreciates.​Interior:​Exterior:​Holes in walls, ceilings or floorsInsect/rodent infestation (including bed bugs)Weather/water tight (weather stripping)Hot water (minimum temperature of 110˚F)Peep hole/keyless deadbolt lockMissing electrical switches or cover platesExposed wiringInoperable A/CInoperable Heating Water tight sink, water closed, tub or shower (missing tile, etc.)Water LeaksSmoke AlarmsImproper sewage discharge​High weedsLitter GraffitiJunk Motor VehiclesPot holes in parking lotBroken windows/doorsDecayed/exposed woodUnsound stairs, rails or balconiesTrip hazards Holes or cracks in wallsInadequate security lighting

My vote:1) End all federal student loan programs, privatizing the student loan market 2) Establish usury protections for borrowers (can't allow a 17/18 year old to get completely swindled as a "welcome to adulthood...") 3) Allow student loans to be discharged in bankruptcy.

(g) Any federal Internal Revenue Service liens that, pursuant to provisions of federal law, are not discharged by the sale, even though the tax collector has provided proper notice to the Internal Revenue Service before that date.

FHA allows 2 years from the discharge date. 

See (5.17.2.8.2.1 (03-19-2018)Discharge of Tax Lien in Nonjudicial Sale or 5.17.2.8.2.2 (12-12-2014) Discharge of Tax Lien in Judicial Sale). 

Use that to determine the quality of the neighborhoods you're looking in.What you want to pay attention to is violent crime (assault with a deadly weapon, shooting on an occupied dwelling, negligent discharge of a firearm, etc.)

Ex-military types would be the best (ex. those shoot first/ask later - dishonorably discharged type).

Long story short, he owes about $18,000 on the bankruptcy and once that is paid, the filing will be discharged. 

Long story short, he owes about $18,000 on the bankruptcy and once that is paid, the filing will be discharged.