The number of properties an LLC owns can influence DSCR (Debt Service Coverage Ratio) loan approval for several reasons.

I purchased it with a HELOC so higher interest debt until I can cash out refi.

On the other hand, there’s a part of me that wants to just keep slow and steady without leveraging more debt and buy properties as I can save a 20% down payments.

Then another thing I see coming down the pike is the credit card debt.

I’m currently working on 58 unit BTR development project and seeking one or two private debt investors to help fund it.

but I’m starting to reconsider .Eating the Capital Gains will hurt a bit but we can apply the profit made towards some tax debt as well and then apply more $ to our primary condo out here and get relief of the PMI.OR do a 1031 .However, most people say an intermediary is necessary .I need to do research on how much someone charged for a 1031 .

@Joey Samudio, I'd recommend buying the asset with a normal 1031 exchange and then layer on debt for rehab after purchase.

I didn't realize this.I know you aren't on the lending side per say, but follow up question.If I have two buildings in my name with total debt of $900k and I am looking to refinance one of them that has $500k debt, would the 45% DTI be based on the total debt ($900k)?

This leads to issues with refinancing and could leave you with less equity or higher debt than anticipated.

Especially in Connecticut, a state in 1 Billion dollars of debt, it's hard to imagine companies being excited about moving into the area.