Quote from @Garrett Brown: One of the coolest projects I have been able to work on at BiggerPockets has been combing through tons of AirDNA and Market Finder data while combining my love for college football. 

See data in the link below.https://mred.stats.10kresearch.com/infoserv/s-v1/o5UC-nx0

The past few years have shown us that relying on historical data without adjusting for current and projected trends can lead to significant shortfalls in underwriting.

Items you will be asked for will be:Address:Purchase Price:Rehab budget:Estimated Term needed:Estimated ARV:Square Feet:Configuration (Bedrooms, Bathrooms):Rehab short description:Explain why this is a good deal:Your history in real estate (including number of flips):Any other comments about the project:Include a Property Data Sheet (MLS Listing, FSBO Ad, Auction Listing, etc)Also include a minimum of 3 Solid Sales Comparables – preferable realtor generated*Once all of stage one above is sent in it can take up to 24 hours for approval to move on to stage 2.Stage 2 on the following page.1Page 2 of 2-Stage 2-After initial review we’ll need the following items sent to processing (Note: all costsat this point are your responsibility & don’t guarantee funding):Inspection from a professional inspectorBPO or Appraisal (Please see guidelines below for a BPO)REPCDates: Inspection Period, Settlement DateDetailed Renovation Budget from 3 contractors (please tell is which contractor you feel best about using)More info may be needed as we move forward, it depends on the best structure for the deal*Once all of stage 2 is submitted in will take a few hours to review and if everything is approved it can take upto 10 business days to close.BPO Guidelines:Please do not use your buyer’s agent to do the BPO.

You need the connections or manpower to scour the counties recorders offices for seller carry backs then build a data base of those.. then you have to try to skip trace or other methods to get to the Beneficiary of those notes.

In my country, I have a good credit score, and as a mortgage broker, I understand that score is just one small data point.

@Pietro Gaglio There’s a great lookup tool based on actual and projected data.

Anyone can use anyone's SSN to apply for anything. 2.9 billion records, including Social Security numbers, stolen in data hack: What to knowhttps://www.usatoday.com/story/tech/2024/08/15/social-securi...A hacker known as "Fenice" leaked the most complete version of the data for free on a forum in August, Bleeping Computer reported. 

I said no I had other applicants who weren't asking me to do their data entry. 

They sent a very professional slide pitch deck that showed all of their justifications around that specific market, e.g. employment market, housing shortage data, the new developments in the area, the air bnb data, etc. etc.They also stated the numbers were conservative (7 year to reach the target returns) and that likely it will be year 4-5.