Even then, the financing payments are done via PIK and not actual cash coupon payments.

Snag a 10% off coupon from Ebay for Lowes to save a bit more money.

Coupons, speciality stores.

Thanks for the coupon.

Although I’m not suggesting your friend should go obsess clipping coupons; living relatively inexpensively while finding ways to maximize income whether it be through additional schooling, working a job with growth potential or building a business.

MSRP was $35,000 but here are the discounts I got$35,000- $1000 GM rebate on new cars-$1000 online  GM coupon (not sure it's still available)-$2000 (costco pricing)-$750 (Costco cash card for using Costco autoprogram)-$1000 off haggling- $7500 fed tax credit-$1500 California clean car rebateFinal price $20250 + tax + destination charge!!!  

People can discuss clipping coupons, buying soon to expire meat and bread, 2nd hand clothes, dumpster diving, yard sale bargain hunting and creative ways to re-purpose broken furniture thier neighbors are disposing of.

Of course I live a very frugal lifestyle compared to my income, have no debt other then primary residence, also drive a 12 year old SUV that I paid cash for 4 years ago, and don't really buy "stuff", and if I do its on sale, I use coupons, negotiate the price, take advantage of CC cashback, free shipping offers, etc. 

What I don't do is spend a lot of time or effort saving small money, like clipping coupons or driving across town for cheaper gas.    

How about using your office food coupons for lunch rather than having an expensive meal outside!