However, I have no idea how widespread this type of problem could become, or what effect it could have on the broader market.Another factor that doesn't seem to get discussed enough is the effects of climate change on what are currently some of the most in-demand RE markets. 

Oregon joined nine other states in the broader action coordinated by the National Association of State Contractor Licensing Agencies (NASCLA).

Make your criterion broader then credit and income.

What a self-directed IRA does allow for is a broader range of asset choices beyond just publicly traded stocks & funds.If you have expertise in an asset class such as real estate, then you can put your IRA to work investing in real estate and potentially grow your tax-sheltered retirement savings more successfully than in a conventional environment.

I'm not confined to just the 19th ward that was just the one neighborhood that quickly came to mind but I am interested in broader Rochester as well.

I honestly think Gatlinburg is completely disconnected from the broader housing market and the forces that move that. 

So, an office space might not be as necessary as one would assume.It seems like converting the office into a third bedroom could potentially attract a broader range of renters and offer more versatility.

You’re seeing a broader phenomenon that is affecting essentially all STR markets across the US.

Or I could choose a big name with potentially more sophisticated services and broader availability. 

They hold a high correlation to the broader stock market, so not the best diversification, and I have seen data they are actually more volatile than equities, but you don't have to be accredited.