It’s also important to keep track of personal versus rental days, as too much personal use can disqualify the property as a rental for tax purposes.

I am looking for a property that fits my short term rental business needs, so far sticking with properties that are unincorporated and not part of any HOA are the best bet for the longer term.

When deciding whether to sell and reinvest in a higher cash-flowing market, you can use several tools and strategies to compare high appreciation markets versus high cash flow markets.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

I am not a financial advisor and not giving financial advice.Reading through your post, your concern is risk management versus paying down debt, which might be a solution.1.  

Your best bet is to list it in the open market (MLS) with a local agent, with the option of furnished or not, and be prepared to have to clear it out should a buyer not be interested in your personal items. 

@Tiffany Roberts- thanks ...Lifes too short .....sell them while you can still enjoy your life  with your  young  kids  ( versus  managing these properties )   assuming there are  profits to be made ...you might consider the ones that are most problematic  (  meaning the  houses and not the kids !)

My point was that in the short term… until rates come down, you might be better off taking the safer bet of money in the bank given that you would see about the same cash flow, without the need to refi in a year… especially if you can’t even find a cash-flowing property in the first place.  

I bet I can get $95k.”

So with that disclaimer out of the way… Tulsa is a fairly safe bet.