I am using Upen Patel for a refi and my loan hasn't seasoned for a full year.

I have a great loan officer that I am using that deals with FHA loans.

i am using all of my own cash so there are no lending fees or anything 110k --> 130k resale.its only a 20k spread but if i use my own cash it cuts down a lot on the lending fees. 

Yes I am using the IRA to acquire a rental property.  

I am using Firefox on both devices, IExplorer crashed months ago and wont relaunch. 

I was meeting with a fellow BP investor last Friday in his downtown office high rise, and we were kind of amused at the hand wringing that we see on the forums about investing in Houston (he owns 20+ SFR and when he puts a for rent sign in the yard, he gets inundated with calls).

@Rohan J. 1) I am using smart move also for screening.

I am using the insurance quoted in the pro forma from the listing agent - actual numbers, so maybe there's a problem with area and/or condition I don't know about.

The  addendum that I currently am using just states "I am acting in the interest of the buyer and the seller".4.

I have been looking through the MLS and have found some possibilities for flips, but with the direct mailers I am using to build my cliental for buy/selling and property management.