Quote from @Alex Todd: @Basit Siddiqi and @Sean Graham let’s play this out a bit for discussions sake.$3M MF property, depreciation and mortgage interest are ~$180,000.

I live in West Columbia but do real estate in Kershaw County.  

But you have to play the hand your dealt in areas you live and work in..

Also, my personal investing goals & acquisition reflect a long term play and not a short term one.

These loans are based more on the property's income potential rather than your personal financials, though your personal credit might still play a role, especially if your LLC is newer.

(Of course other factors can play into it, location, rates, how long its been listed etc).I appreciate it!

I told them I'd understand if they need to cancel but I'd prefer to play it by ear.  

So while there should be a percentage of equitable contribution, sweat equity also plays a factor.  

Hey BP, I am currently playing my last year of baseball at the University of Memphis.

But borrower on your stocks thats a smart play .. you just have to have enough of them to move the needle My  clients that do this get to borrower 50% and back in the day the rate was about 2%..