They are not even programmed to do far simpler sniffing tasks than this, and a year-to-year comparison is extremely hard to automate, both technically and logically.Who does it, then?

It is precisely because of mentoring programs that teach strategies and techniques to people who do not have any grasp of the three afore mentioned fundamentals that we have such a mess with “wholesaling” and “subject to” that governmental authorities are figuring ways to heavily regulate or outright ban these activities in the residential real estate field. 

But no, that's not the programing you received so your going with regurgitation vs thinking things through here. 

So, I've asked several times, how do I save with this program if I'm paying you 23% and have the same bills.

The exception would be a superior website maintained for SEO, IF your investment program is large enough to cover the $5k upfront cost and the $500 per month maintenance for an optimized website. 

Fannie Mae will allow you to count Boarder Income if you are purchasing a new Primary home, have had renters living with you for at least 13 months, have proof of receiving rental income for at least 9 out of the last 12 months, if you qualify for Fannie Mae's HomeReady program (which is an income limited program, you do not have to be a 1st time homebuyer to qualify for this program).

Mink,I would advise using a Fannie Mae 5% down program to avoid the FHA up front UFMIP finance charge. 

As far as I'm aware, SBA loan programs cannot be used for real estate companies.

Suggestion: reach out to anyone marketing a unit for rent on the web, sign or newspaper.  

Fellow OH investors,I have a rental property in Lorain county and just received a letter about the lead safe program and that as a landlord they need to conduct an inspection and make the home lead safe.