Just needs a power wash on the siding and some new plants out front.

I've never done a hard money loan and the machinations are still confusing to me.

@Joe Splitrock We did TSP wash the walls before painting, but even after the wash and rinse they looked dingy; the smoke damage wasn't as visible but the walls looked really sad (sort of looked like the wall by my 4 year old's bed, which I have washed numerous times). 

I am moving towards putting up curtain rods and inexpensive curtains though- I feel they hold up better, I can wash them (if the tenant didn't) rather than dealing with the utter pain it is to clean miniblinds, tenants seem to like them better, and they look a whole lot nicer. 

But for now and the next 15 years, I will be working my current job as a techy( big data Machine Learning), so dont have much time for real estate investing and management.

This upgrades either stainless steel appliances, expanding rooms, adding extras like coin laundry machine or parking.

Also consider increased wear and tear, eg on plumbing with all the extra laundry/washing/little kid bladders etc. 

@Will Kirkendoll  @Sasoon Iessa is right deal machine

We knew the owner was out of state (it was an estate sale) & the place was full of junk & the old machine shop was full of old equipment.We offered cash, close in 30, no inspection & we would take it 'as is'.Several others were also cash & higher but wanted inspections & the place cleaned up.It's NNN & still returns us 28% p.a.But we do have experience regarding structural, elect, plumbing etc etc.We had the opportunity to bid on another property that was part of the estate.

Once we had it stripped down, we sprayed the floors down with Odaban (Home Depot) then aired it out a lot and ran an ozone machine for a few days.