Have owned/sold 2 other primary residences in GA and CO.Income Source: Salaried W2 (My  military), 1099 independent contractor (wife realtor,  third year),  rental income approx $48-50K year but cash flowing about  $2K month.Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $ One  car payment of 350 per month, 2840 personal rent, FICO: Right at 800, some over some say high 790sCredit issues: none.Thank you for any advice or questions. 

They raised her children there and one adult child is still living there with them.  

My wife and I are expecting our 1st child and she wanted to have her own space.

They often have the children's father living with them (off the lease) and paying them in cash for child support.

Usually parent-child relationships would take advantage of the gift exemptions as much as possible as well.

We were undecided at first and left without making an offer.

Then I got strapped for time due to having a 2nd child and let a family move in with the agreement that the dad would finish the trim and any small items that were left.

Many people think they have to chose between success and their child.

They're more like a cross between a customer and an employee, or a customer and a child (there's a reason it's called a "land-lord").

Seller concessions - Assuming the appraisal will support a higher purchase price, you can offer more and have them give you seller credits towards the closing costs.Gift funds - a relative, defined as the borrower’s spouse, child, or other dependent, or by any other individual who is related to the borrower by blood, marriage, adoption, or legal guardianship.