The higher the bedroom count the lower the per bedroom price.

I realize I’m fortunate enough to count myself among them.

I would make sure you are tracking your hours correctly and all of the activities you are tracking count.

There were more times than I can count when there was a crisis where I was pretty much at risk of losing most if not all of my investment. 

"not a gain until it's realized" - I am 100% confident in the permanent value added in my portfolio and can't speak to situations where investors are counting gains that will never be realized."

Im new to the RE game too. is your mortgage over 25% of your take home pay not counting the rental income?

Exactly.Last time I counted, I had 23 business bank accounts, and while it can sometimes be a pain in the butt (for example, I have about 11 different checkbooks), at the end of the year, it makes accounting much, much easier...

You're not counting the money saved by living in the house you're also collecting $16k annual rent on.

So far it has worked out quite well and sure beats counting coins.

Are you only counting unleveraged appreciation and not the cash flow?