Mortgage recasting is a great option for homeowners who:Have received a windfall, such as a bonus, inheritance, or proceeds from selling another property.Want to lower their monthly payments without extending their loan term or going through the hassle of refinancing.Are satisfied with their current interest rate and loan terms.How to Get StartedIf you’re considering mortgage recasting, here are the steps to take:Contact Your Lender: Ask if they offer mortgage recasting and confirm your loan’s eligibility.Determine the Lump Sum Amount: Decide how much you can afford to put toward your principal.Calculate Potential Savings: Use an online mortgage calculator or consult with your lender to estimate your new monthly payment and total savings.Submit the Request: Once you’ve made the lump sum payment, your lender will process the recasting and provide a new payment schedule.Final ThoughtsMortgage recasting can be a powerful tool for homeowners looking to reduce their monthly payments and save on interest without the cost and complexity of refinancing.

Good luck...I have nothing to sell and would be happy to help if you think that I can be a resource. 

I have not, but have several notes I can sell. 

They do not take into consideration the revenue from the STR business as part of the selling price.So if comps say the duplex is worth 500k, then it is worth 500k.

This is a very common issue that it seems a lot of LO's do not understand so they push borrower's to higher priced DSCR loans. or, they are not even licensed to sell anything else.

Selling one and buying several is fine. 

For example, ski season weekdays that are stranded between two booked weekends are pretty difficult to sell. 

The hardest part of any syndication is raising capital and selling the investment.  

Then, dividing leads into categories where they say “yeah I might sell in 6 months “ and following up with the people in 6 months, that is the real recipe.  

In your example, they bid the property to $225k because it's worth $300k so they're going to get all their money back when they sell it.