I'm reviewing my rental property insurance after having gone through issues with the first ever claim on my current policy, which we're finding out has poor claims service and lacks ordinance or law coverage.

@Brittany P.The reason people use them is because some Facebook guru told them too, just like if the guru told them to fake a verification of funds or a guru telling people they don’t need to send a borrower a 1098People tend to not do their own research or have an attorney review and just take some template from the guru

Quote from @Frans Calderon: Good review.

I reviewed your analysis, and it looks like the main issue is with the points calculation.

@Jill Yard  do you know the company calling and have you reported them or left them a bad review somewhere? 

If this is the same person you've worked with for years and have a good working relationship I would first give them the benefit of the doubt and reach out to two other accountants to see if they will do a complimentary review of you previous tax returns.

The listing I believe they own and you will lose it and all of the reviews and have to start from scratch

It takes awhile to get reviews, gain traction, get repeat guests, word of mouth from satisfied guests, etc.   

Also are their overlays that require pre-reviews by other city agencies? 

If you DM me the address I can review it to see if it meets the rural guidelines for no LTV hit.