Hi Mike,First, I want to emphasize that my intention was never to provide misleading information.

If you are in the CLT area and are looking to connect with othr like-minded individuals, I would love to grab a coffee with you!

Very few non-owner occupied property policies guarantee full replacement cost - they typically provide replacement cost up to the dwelling limit purchased. 

I'm never in favor of government over stepping, but I can also see how desperate individuals can be taken advantage of during this tragedy. 

Keep providing value add options for your owners & they'll keep knocking.

Quote from @Stuart Udis: @Danielle B What data are you relying on that suggests Section 8 leased properties provide for better returns than other investment strategies?

It's not illegal provided you're dislosing it to all parties and not trying to actively hid it.

I randomly got an email from @Eric Fernwood that showed how a negative cashflow rental could provide a 19-20% annual IRR return even after selling costs because of the increased rents and appreciation.

We have done it both ways where we fund purchase and they cover rehab but if the individual is less experienced we do not do it that way, we have them put more money into the deal from the start and fund the draws, reason why is we also had a deal where the person said they would do this and never did anything and property sat and loan matured and it was a pain.Just recognize you will still not get 100% financing for the purchase, so you are putting money in up front. 

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.