Working with a mortgage broker who specializes in investor programs can be helpful for better terms as conventional loan product lenders generally don't have the best DSCR terms.More info on DSCR loans: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

I appreciate the suggestion to check out Tim Delaney’s posts - I'll definitely do that.FYI - I’m also a regular listener and fan of your BiggerPockets Money podcast, so it’s great to connect with the community here.

Quote from @Matt Charney: Hello BiggerPockets community!

I am thankful for all of the advice I've received on this platform and grateful for this community.

This is a growing trend in rentals to increase cash flow and help your community with affordable housing! 

WE get our spec loans from local community banks that specialize in lending to business's in the community.. they are not retail banks they are not looking to amass huge small time checking deposits..

So while I greatly appreciate all the different methods of making money with real estate and even more impressed with all the hustlers that grind here in this community, I just need properties that I can get at a good deal that cash flow and appreciate while minimizing the trouble commonly associated with real estate. 

My landlords manage with Azibo, and we do tenant screening with RentSpree, but there are a lot of similar products out there.

Hi Steve, glad to have you as a part of this awesome community!

I look forward to reading the rest of your updates on here for the community.