You can even do private lending and get great returns.

Our sneaky duplex is a cozy, private guest suite tucked right inside our home.

If you want even less than that you'd need to use private money, partnerships, creative financing (owner financing, subject to, etc) for the most part

Private money How did you add value to the deal?

**Highlight Key Selling Points**: Show the property’s unique features and surrounding neighborhood benefits.3.

Hello, I have a two-unit SFH (first floor unit & second floor unit which share a main entrance but have separate private entrances once inside the house), located in California (I know...).

Does anyone have a sample HML or PML form that you have used that you can share?

If you see something and want to report it privately, send me a DM. 

Virtually every loan we make has a private/hard money lender behind us, in second position.

I financed this deal through a private lender, allowing me flexibility and faster access to funds compared to traditional financing.