With a good contract and tenant and use of technology like ACH rent payments, I just feel it is the way to go.

We are currently in the process of setting up an account through WilliamPaid which offers free ACH transfers from the tenant's bank account to our bank account.

I think that would be a viable option for a landlord.Thomas, my properties are managed by my management company and we accept direct withdrawal from their accounts, ACH payments, money orders and cashiers checks.So I do understand your plight as a landlord, but you asked for thoughts on the topic and I would never do that as an individual.

Bill: Can you direct me to where I can read more about how paying the mortgage debt included in a Ch. 7 after the dischare automatically reaffirms it?

ALSO, the 2nd is a secure priority loan and if the homeowners chapter 13 filed last week doesn't get approved - which my father strongly believes won't- and switched to a ch.7, the 2nd lender will ask the court permission to sell the house, which most likely will be granted.Can I do anything at all?

If so, you may still have to use legal muscle to get a payoff.

Maybe it's time to see if your Mortgage Servicer can do ACH and set them up on auto-payment.

For instance, if a Landlord is now able to walk away with a check to pay-off any 15-year loan that is still in effect and keeps the $ difference up to the market value, then a totally burnt down rental unit isn't a financial heart-ache....but, he/she still owns the burnt or partially burnt property that would need to be demo'd, and property sold (unless the Landlord chooses to pay property tax on the land for years to come, as it wouldn't be very marketable in most cases)...or, is the thinking to let the locality incur the cost of the condemnation of the partially burnt unit?

Hi All,Just wanted to post my experience trying to obtain probate leads at the Worcester Family and Probate Court in Worcester this morning.First off, I tried http://www.masscourts.org/ to obtain the information before deciding to muscle my way into 225 Main St - what a demographic!

This is all processed through the "ACH" banking network - similar to eCheck.