Bill Gulley I will let you know what I findI'll save you a trip to the bank and a wry smile from the banker....Regardless of what State statue minimally permits in terms of your operations as an LLC within the state, if the Bank procedures and policies require an OA from you then you're going to need one to do business with them.  

I've also read some posts here at BP touting cultured marble.

Save this link, it's the 2017 Minnesota Statues regarding Landlord laws.https://www.revisor.mn.gov/statutes/?

probably the 80 acre estate just outside of Hunting Valley with the marble  Pool and Restaurant sized walk in refrigerator in the kitchen.

Can be less expensive also. quarts, marble and granite are porous materials - - that means unless sealed and KEPT properly sealed, they will take and soak in anything that stains.Caveat Emptor.

Let's face it most landlords do not read MN statue they read nothing, or in some cases they read the attorney general's guidebook to landlord-tenant law, which is MN law simplified.

Even then you can locate the spot pretty easily, just put a marble and the floor and see where it rolls.

Most people may not have money but pending on a states statues and how long you can pursue/renew judgment at some point they will more money and a better paying job.Thats what banks are doing, reserving right for possible future collection on short sales and some time foreclosures tend to have a very limited deficiency on them in most states(6 to 12 months on the first lien) If someone was a skilled worker and just happens to be laid off or out of job now sooner than later they will find a job that was paying them close to what they were earning.As you said it is just a waiting game for now.

Here is the Florida statue concerning landlord right to enter......83.53?

If Boston suspected that Joe Smith at 123 Main St had been renting out his house in violation of the statue, sure the city can get a court order for AirBnB to turn over all records relating to 123 Main St or track Joe Smith's public AirBnb profile to see his past listings and take appropriate action.