When loans were called, was it due to specific triggers like delinquencies, insurance lapses, or low-interest rate portfolio loans held by smaller banks?

Unlike conventional loans that typically require a 12 month seasoning period, DSCR loans have no such requirement, making it much easier for investors to scale their portfolios.I’ve included an article below that outlines how DSCR loans can be utilized in BRRRR strategies.Also, I noticed you’re based in Florida, I’m in Tampa.

Everyone has been spoiled by the last 10+ years of low property values with high rents and low interest rates.- Just ask any investor doing deals prior to 2008 Real Estate Crash!

We also have shorter seasoning periods than most for cash out.  

Rates are high, usually in the high 8s or low 9s, and you may pay 2-4 points on the loan. 

There is an abnormally low amount of new construction occurring on the coast in comparison to the demand and the existing inventory can be quite dated, especially for those coming from areas like California.

One with low cash, one with some owner financing and a little less price. 

Many realtors are not going to work in low value asset areas as those are generally rougher neighborhoods that are probably deemed to unsafe especially for a single women agent to be out there.

For those of you who are seasoned investors, I would greatly appreciate any recommendations you may have.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.