I guess I like controlling the material cost myself, that way I can pick the quality that goes in depending on whether it's a flip or a rental.I'm also more hands on the projects also, I'm there on a daily basis and usually do some work myself alongside them. 

@Wei ChoYour husbands 1099 is considered an independent contractor by fannie mae, freddie mac, or conventional loan qualifying.

How about an option to purchase where both parties each get an independent appraisal in 8 months.

Atlanta Luxury Property Rehab 3206 Arden Rd, Atlanta, Georgia 12% APR 40% ARV 12 MONTHS Loan Term SINGLE FAMILY RESIDENTIAL Project TypePurchase Price: $2,300,000Renovation Budget: $750,000After-Rehab Value: $6,500,000An independent third party appraisal commissioned by Patch of Land, shows an After Repair Value (ARV) of $6,500,000.

If you (like me) are interested in gaining "Listing Site Independence" (or LSI) you might consider joining Matt Landau's "Inner Circle" group on his Vacation Rental Marketing blog.

The response I received was basically "We aren't sure why it was more, we used an independent contractor, ask them." 

To start this new adventure I've decided to sell my BMW 5 series, for those that have reached their financial independence and would like a mint ride, send me a PM :)

YOu'll be an independent contractor. 8) No paychecks, You're a 1099 independent contractor.

I've got a wonderful career as an IT security consultant but I'm looking at real estate investing as a means to greater independence for myself and my family through the community's guidance, mentorship, potential brokerage, learning resources and potential for building long-lasting relationships.

They are not hard to come by, you just need to find an independent agent.