Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

We have only had one tenant that we did not collect every dollar owed and they moved OOS.  

If the taxes were increased and the escrows that were collected up to that point were insufficient to cover the new tax bill, then your future mortgage payment will increase by an amount that will cover the new tax bill AND make up for the shortage from the previous payment.

Am I the only one having the problem of rental collection.

I can see exactly how much rent I'm collecting, what my costs are, and even how much profit I'm making on each property.

It's inspiring to see how you’ve balanced a career in medicine with building such an impressive real estate portfolio. i am new to biggerpockets as well, and am a realtor for distressed off market real estate here in Fort Worth.

The MEDIAN rents (50% higher, 50% lower) for the entire country are surveyed, collected and posted by HUD on their website www.HUDuser.org by either county or zip code in all 50 states. 

There is no way that resident can afford a 500 jump, and I ended up losing thousands of dollars.Real estate is a business, collecting a future stream of revenue, and you need to be in control of the revenue and expensesGino

If my first impression is an accurate depiction what you experience is the cost of doing business there.

(Chester and Sari you really impressed me here!)