Quote from @Richa Wardhan: It's inside the city zoned RG-1, we would like it to be a vacation home and STR Hey, RichaIs the home already a vacation home and STR or is it a primary residence looking to convert over after potential ADU built?

The interest rate on a HELOC or Heloan may be better than the personal loan. 

Woohoo! My offer got accepted for an investment property in Pennsylvania. Next up is a huge financial hit: closing costs. I just signed a bunch of disclosures from my lender and after reading them it has me thinking, ...

If you need to talk about or help with a loan, DM or email me!

It's not an insurance company/carrier. 

FHA loans require living in the home as your primary residence for 1 year after purchase.

However there is one bank in Croatia that helps foreigners with loans.

We were initially looking out of state for a potential move and or investment property just because the property taxes without being able to homestead, plus high cost of insurance, and harsh weather on homes made me feel like it might not be worth it.

You can continue using TurboTax if you're willing to learn rental tax rules, as rental income is reported on Schedule E with deductions for mortgage interest, property taxes, insurance, repairs, and depreciation.

DSCR Loan with 20% Downpayment How did you add value to the deal?