Many college student receive them in the form of scholarships geared toward students in particular groups or in certain fields of study.In insurance, the healthy subsidize the unhealthy.In banking, the low risk bank subsidize the high risk banks (all banks pay the same rate for deposit insurance.With TARP, taxpayers subsidized the past risky loan portfolio of the recipient banks.

From what I can tell there is a healthy amount of buying activity, foreclosure rate seems to be slowing a bit as well.

Hope this helps.I've been doing a lot of research on this the past year, and this is what I've found (I could be wrong of course):Material prices aren't too much different around the country if you shop around for suppliers (there are differences in areas where shipping is more difficult and costly), and labor prices are surprisingly consistent (though there is a range of about 25-35%) if you ignore the high priced areas.Obviously, there will be regional differences in both labor and materials (especially in places where climate, soil and natural conditions impact building codes), but if you ignore places like NY, NJ, California, etc, you'll find that prices generally fall within 25-50%.I see you're in NJ, so you can probably throw the prices I mention out the window, but for a surprisingly large % of the country (especially between the coasts), prices will be pretty consistent within a 25-35% range.All that said, this is a topic I'm very interested in, and would love other data points, as I could be wrong

Even better, is to do this now (while the expansion is fairly healthy) and also reducing exposure over the next year or two. 

My unleveraged basis is less than $20k/home, so the cash-flow is healthy.

I live a family-centered, positive, and healthy lifestyle.

I've been doing all this heavily less than a year and have grown my audience in what I would consider a healthy manner.

In Adams County, Colorado, bentonite soils can cause massive foundation issues, and foundation issues are expensive/impossible to fix (especially on bad soil)After that, I would look closely at electrical.

., Do you know what kind of soil the foundation rest on?

I DO NOT get sick, But this time I didn't take my magic stay healthy elixir because I wasn't home.Tim Smith,That is correct, your deduction for passive rental losses are lost.