The cost of title insurance is dependent on (1) the state the property is located in (2) the amount being insured (3) whether insurance was recently purchased from the same insurer, (4) the exclusions in the policy.  

Any suggestions for what coverages need to go into the property insurance policy? 

Local Regulations: How do local landlord-tenant laws, rent control policies, or other regulations affect investment profitability?

I'm lucky to have a stable government job with a decent salary. 

What they do is offer a policy to the underwriter of the title insurance company.Is this the best route, or should I hire an attorney to get a quiet title? 

This situation is risky, but you can mitigate it by requiring a higher deposit or paying them several months in advance.My policy is that they must show at least three months of employment.

You could consider house hacking to reduce out of pocket expenses.It’s definitely an appreciation play not a cash flow play but with the federal government here appreciation is consistent - you won’t get super high appreciation like some places but also don’t get high depreciation as well.

The bill, introduced by Assemblyman Isaac Bryan (D-Los Angeles), would require local governments to update hazard mitigation plans to address extreme heat by January 1, 2028.CAA’s concerns center around the potential for costly retrofitting mandates, particularly for older buildings not equipped for modern HVAC systems.

People could be paying into these wildly expensive policies and then never get any of the necessary funds once a disaster does hit. 

Watch the local newspaper, browse local and state government websites, and keep websites like the HUD Home Store bookmarked, which will alert you to up-and-coming properties.Attend local eventsLocal events such as community gatherings, property auctions, or real estate investment meetups are excellent places to discover off-market deals.