This way, if someone feels rejected unfairly, you can show that your decision wasn’t based on any illegal discrimination, but on consistent standards applied to everyone.Alternatively... you could just ghost applicants but that's not always everyone's style lol 

If you do not feel comfortable pursuing additional growth, I'd wait it out just a bit. 

I feel like it's a space where great operators can really clean up, since the bar is set really low, in my experience at least.

I’m still getting a feel for this platform and starting to adapt to the newer ways of networking and marketing.

Thats got to be such a liberating feeling. 

You probably had a gut feeling when you first approved her, but you hoped it would work out.Stop communicating with her.

I wasn’t feeling good about anyone pursuing me to lend me money, but this cements even more why to stick with regular lenders when possible. 

Feel free to DM me if you need a few referrals. 

I've done some preliminary due diligence (as the lender) and feel I have a pretty firm understanding of how it works.

I could put a down payment for a conventional (20-25%) 550k duplex, but I feel it could hurt my chances of buying as many duplexes in a 5 year period (for example) if I go conventional VS an FHA at 3.5%.