Do you think making this announcement and the recognition its given you while having taken few actionable steps will affect your motivation to complete this goal? 

Insight brought me from LA to the Oregon Coast in 2018, partly fueled by a recognition that the world is rapidly changing and there are some environments that would actually benefit from it.

The loans on this one are non-direct recognition which means the insurance company still pays your full dividend even if you take a loan on the policy (not all companies do this). 

Instant Recognition.

The walls looked like they had grown facial hair, it was not an improvement.  

@Nat ChanDefinitely forming a relationship or putting a face to the offer, will give you more recognition.

In several homes there were 1 or 2 people listed as official renters to the duplex (3bed 1 bath) while other unofficial students moved in and out with out any recognition.

In the past PA has not recognized a non-recognition of gain treatment for 1031 exchanges for deferral of state taxes.  

.], but it’s certainly possible to have states change their constitutions or their statutory recognition as housing as a human right.

I think it is easily overcome by a good attitude and hard work.when I started in 74 in the game  tatoos were only on sailors.. the talk was should you have any facial hair. and studies said facial hair would be a turn off to some folks.