And while I believe most lenders tend to the ethical side, it's the people who aren't that force us to create rules/regulations to protect everyone else.There does seem to be some nick-nack fees there, but all told, at that rate, it seems like you should just zip the lip, grab that cash, and RUN!

The two parties were about $1,200 apart and my client spent more than $10,000 chasing that $1,200 based on the "principle of the matter."

What I bring to the table:- Stable income/employment history- Handy and technically minded- Great with excel and programming, should translate well to custom analysis tools and automation- Commitment and discipline to spend the next decade grinding and doing whatever (legally and ethically) it takes to be successful.Thank you for taking the time to read this, and thank you to everyone involved with bigger pockets for facilitating this community.  

I understand the principle but in almost every case, the property was bought for $X, was immidiately worth $X + 15%, then a mere 6 months later there majically appeared an incremental 20% property value increase.

He is under a legal and ethical obligation to get the best possible deal for the seller.  

If so, you can most certainly pay the debt down faster by making extra principle payments.

These are professionals with additional training and a stricter code of ethics.

These are professionals with additional training and a stricter code of ethics.

The following example illustrates the principles of this paragraph (c)(4)(i):Example.

My hope is that the ethical investor will have all their legal paperwork in order and explain any risks to both homeowner and end buyer.