The minimum is usually around 5.7 square feet.A heating and cooling element: A permanent source of heat is mandatory.

If the quote they gave you is essentially a to do list, find a handyperson who is capable of doing the things on that list and ask them for a quote. 

Thank you for being an essential part of the BiggerPockets community.

It's essential to evaluate coverage options carefully and consider consulting with a financial advisor specializing in real estate investments for strategic insights.

The way I read this, if you meet the setback requirements, you can have essentially a duplex on any lot in Colorado. 

Essentially your business is your lender. 

Essentially whatever cash flows after keeping aside money for repairs/etc.

Lastly, this loan would need to be heavily dependent on the actual property instead of my tax returns as I just quit my job a few months back to go full-time into Real Estate.Hey Wil,A lot of information to sift through, but honestly I think your toughest element is the 'at or around 8%' right now.

They just handle the paperwork/administration of the deal essentially.

If you’re talking about renting bedrooms I would recommend you being essentially able to pay for the whole thing yourself on your income.